HSPF2 and COP: Heat Pump Ratings for Minnesota Winters
HSPF2 is a seasonal average; COP is efficiency at one temperature. For a Minnesota winter, compare capacity and COP at 5°F. Our heat pumps run $7,500–$14,500.
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A ductless mini-split in Burnsville costs about $4,200–$12,500 installed, single-zone to multi-zone, with a flat-rate written quote. It is a practical fix for split-level homes where one thermostat can't keep the half-levels comfortable at the same time.
Ask a Burnsville owner what the house does wrong and the answer is usually a level. The lower floor runs cold in winter, the top bedrooms run warm in summer, and the single duct trunk was never going to serve both. A ductless head in the problem level gives it a thermostat of its own. That often costs less than rebuilding the ducts in a 1970s split-level, where the trunk is buried in the joists above a finished room.
Some hillside houses have a look-out or walkout lower level with a family room that was added to the original plan. Those rooms often sit past the end of a duct run. A wall head handles them and the outdoor unit goes on the lot's side yard. In the townhomes and condos, we check association rules on unit placement first.
Updated November 10, 2026
Our $4,200–$12,500 installed price comes as a written flat-rate quote, with a 2-year labor warranty on top of the manufacturer's parts warranty. Homeowners often need only one head for a single cold lower level; a walkout family room past the end of the duct run adds a second. Compare central AC vs ductless costs.
Xcel Energy customers have heat pump and AC rebates through its Trade Partner Network. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.
Often, yes. A head in that level heats and cools it independently, so the main thermostat upstairs no longer sets the temperature down there. In winter, a cold-climate head adds steady heat. We look at the cause first, since a missing lower-level return sometimes accounts for the cold and a cheaper fix may work.
On a level pad or a wall bracket, set above where snow collects and with clearance for defrost water. A sunken or tilted pad is a common problem on hillside lots, and we replace it with a solid base. We also keep the unit away from a neighbor's bedroom window and route the line set neatly along the siding.
HSPF2 is a seasonal average; COP is efficiency at one temperature. For a Minnesota winter, compare capacity and COP at 5°F. Our heat pumps run $7,500–$14,500.
Read the guideDaikin vs Mitsubishi mini-splits for each room of a Minnesota home: bedrooms, living areas, porches and kneewall attics. Installs run $4,200–$12,500.
Read the guideCold-climate heat pumps keep working below zero, but output drops as it gets colder. How to read 5°F specs, plan backup, and budget $7,500–$14,500 installed.
Read the guideHeat out? AC quit? Call or send a request.