How Long Does a Furnace Replacement Take?
A straight furnace swap is usually done in one day. Venting changes, a chimney liner, gas line or duct work, and the permit inspection add time. What to expect.
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Swapping out a furnace in Howard Lake costs $4,500–$9,500 installed with us, from an 80% model on the old chimney to a 96–98% model vented in PVC. Older houses here sometimes need the duct wrap tested for asbestos before we cut in, and we schedule around that before the written, flat-rate quote is final.
In Howard Lake's older houses, getting the old furnace out and the new one in is half the plan. Narrow, steep basement stairs and low beams limit the cabinet size, so we measure the route before we pick equipment. Most of these furnaces vent into a brick chimney. Staying at 80% usually means a properly sized liner; moving to 96–98% means PVC out a side wall, a condensate drain in a basement that may have no floor drain near the furnace, and a fix for the water heater left in the chimney.
The load calculation matters here because porches got enclosed and attics finished after the ducts went in. A new furnace sized for the whole house won't push heat into rooms no duct reaches, so those often get a ductless head instead. Homes in town buy gas from CenterPoint Energy, whose furnace rebates don't tie you to a particular dealer. Farms and lake properties past the mains stay on propane.
Updated September 23, 2026
An installed furnace from us runs about $4,500–$9,500 in Howard Lake: 80% AFUE roughly $4,500–$6,000, 96–98% AFUE roughly $6,500–$9,500. Same prices in Howard Lake as in every town we serve. See the furnace replacement cost guide.
In town, gas-side rebates come from CenterPoint Energy. Its heating rebates include high-efficiency boilers as well as furnaces, which matters in the radiator homes, where a qualifying condensing boiler counts. You can use the dealer of your choice, and the application goes in the same calendar year as the install. Electricity in the city is Xcel Energy; for a heat pump or new central air, ask Xcel whether its rebate requires a registered contractor. Rural addresses around Howard Lake may be on a cooperative, so check your bill. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.

More detail on our furnace installation page.
It can. Furnaces come in several cabinet widths and heights, and a model that fits the mechanical space may not make the turn at the bottom of an old stair or clear a low beam. We measure the stairway, landing and headroom during the estimate and choose equipment that fits the path. Sometimes the old furnace comes out in pieces. None of that changes the flat price once it's written.
Only if a supply duct and a return can get there, and in a story-and-a-half that usually means running through closets or knee walls. When no clean path exists, we size the new furnace for the rooms it can actually reach and put a ductless heat pump head in the attic. That head also cools the room in July, which a basement furnace and one small duct never managed.
A straight furnace swap is usually done in one day. Venting changes, a chimney liner, gas line or duct work, and the permit inspection add time. What to expect.
Read the guideThe inducer motor is the small fan that starts first and pushes exhaust out the vent. Noises and codes of a failing one, repair vs replace, and cost.
Read the guideHow long a furnace lasts in Minnesota: sourced 15–20 year figures, why long winters add wear, signs it's near the end, and how to decide repair or replace.
Read the guideFurnace replacement in Howard Lake? Call or send a request.