96% vs 98% AFUE Furnace: Worth the Upgrade in Minnesota?
A 98% AFUE furnace saves only about 2% more gas than a 96% model. Our condensing furnaces run $6,500–$9,500 installed. See what the extra buys.
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Mendota Heights furnace replacement runs $4,500–$9,500 installed, and sound-insulated houses near the flight paths often need a smaller one. A sealed-combustion 96–98% model suits them, sized by Manual J in a written quote.
Size is the first thing to get right in Mendota Heights. Many houses sit under mature trees and have had windows, insulation or, near the flight paths, sound insulation work since they were built, so a furnace copied from the old nameplate often comes out too big. A Manual J load calculation that reflects those changes settles it.
A 96–98% condensing furnace is sealed combustion, taking its air from outside through PVC, which suits a tight, sound-insulated house. Its condensate needs a floor drain or a pump, and on the private septic systems in the Somerset area we can add a neutralizer. On a walkout lot the vent pipes often leave through the exposed lower wall, clear of decks and patio doors. Xcel's Heating Equipment Rebates have their own terms, so ask whether a registered contractor is required. A Home Energy Squad visit through the city's Partners in Energy plan can trim the load first. A replacement normally needs a city mechanical permit; ask us how it shows on your quote.
Updated November 10, 2026
By efficiency: 80% AFUE roughly $4,500–$6,000; 96–98% AFUE roughly $6,500–$9,500. See the furnace replacement cost guide.
Mendota Heights is all Xcel Energy for gas and electricity, so one utility sets the rules. Its Heating Equipment Rebates are for high-efficiency gas furnaces. Ask us which rebates apply when we quote. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.
Often out the exposed walkout wall, since it's close to the furnace and above grade. The pipe ends need the manufacturer's set distances from openable windows, doors and the gas meter, sit above the expected snow line, and usually stay out from under a deck, where exhaust can collect. If the walkout faces the patio, we route the pipes to a side wall or up through the roof instead, and we plan the route before quoting.
Pick a furnace whose blower can move the airflow of the air conditioner or heat pump you expect to add, and leave room above it for a matched coil. A variable-speed blower handles either choice best. If a heat pump is likely, confirm the furnace and thermostat can run dual fuel. That way the second project is a condenser, a coil and a line set, not rework on a furnace that's two years old.
Signs your furnace needs replacing
A 98% AFUE furnace saves only about 2% more gas than a 96% model. Our condensing furnaces run $6,500–$9,500 installed. See what the extra buys.
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