Best Furnace Brands for Minnesota Winters (2026)
Furnace brands for a Minnesota winter by tier: Carrier, Trane, Lennox, Rheem, Goodman and Amana lines, plus what matters more at -20°F than the badge.
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In South St. Paul we install furnaces for $4,500–$9,500: about $4,500–$6,000 for an 80% model and $6,500–$9,500 for a 96–98% condensing one, written and flat-rate after a Manual J. Your gas may come from Xcel Energy or CenterPoint Energy, which decides whose furnace rebate applies.
A South St. Paul house built before 1960 has often been re-sided, re-windowed or insulated since, so the furnace it has now may have been sized for a leakier house. A Manual J based on the house today often lands smaller, which lets a condensing furnace run long, even cycles. Moving to 96–98% means PVC out through the band joist and a new vent arrangement for the water heater that stays in the chimney, both priced up front.
Your gas company decides the rebate route. The city lists both Xcel Energy and CenterPoint Energy as gas suppliers: CenterPoint accepts any dealer's install if you apply within that calendar year, while Xcel's furnace rebates point you to a participating contractor. If you're replacing before listing the house, schedule the work ahead of the time-of-sale evaluation so the report reflects the new furnace. We pull the permit.
Updated September 26, 2026
An installed furnace from us runs about $4,500–$9,500 in South St. Paul: 80% AFUE roughly $4,500–$6,000, 96–98% AFUE roughly $6,500–$9,500. Same prices in South St. Paul as in every town we serve. See the furnace replacement cost guide.
Every South St. Paul address buys electricity from Xcel Energy, but the city lists two gas companies, Xcel Energy and CenterPoint Energy, so check your gas bill first. CenterPoint's heating rebates work with any dealer, as long as the application goes in during the calendar year of the install. Xcel's furnace rebates point you to a participating contractor, and heat pump rebates from Xcel go through its Trade Partner Network. Xcel's Residential Cooling Rebates, Saver's Switch and AC Rewards apply citywide. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.

More detail on our furnace installation page.
Only if it needs it. If the furnace runs safely and passes the time-of-sale evaluation, a buyer can plan its replacement. If it's near the end, with a cracked combustion chamber or a missing or visibly defective safety control, the evaluator marks it Hazardous, and hazardous items must be fixed before the buyer takes possession. Having it checked before the evaluation tells you which case you're in.
You could, but it means running ductwork to every room of a house that was never built for it, which gets expensive and disruptive in finished walls. Many boiler owners keep hot-water heat and replace the boiler when it fails; national cost guides such as HomeGuide put gas boiler replacement at $4,000–$9,000. For cooling, ductless heads or a high-velocity small-duct system add air conditioning without touching the radiators.
Furnace brands for a Minnesota winter by tier: Carrier, Trane, Lennox, Rheem, Goodman and Amana lines, plus what matters more at -20°F than the badge.
Read the guideA straight furnace swap is usually done in one day. Venting changes, a chimney liner, gas line or duct work, and the permit inspection add time. What to expect.
Read the guideReplacing the furnace and AC together in Minnesota costs $9,700–$19,300 installed with us. Matched coils, AHRI ratings, and when to split the job instead.
Read the guideFurnace replacement in South St. Paul? Call or send a request.