HSPF2 and COP: Heat Pump Ratings for Minnesota Winters
HSPF2 is a seasonal average; COP is efficiency at one temperature. For a Minnesota winter, compare capacity and COP at 5°F. Our heat pumps run $7,500–$14,500.
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Newport ductless installs run $4,200–$12,500, from one head to a multi-zone system, on a flat-rate written quote. They are often the cleaner choice for Old Town bungalows with no upstairs ducts and for the big Wild Ridge houses with a cold lower level.
Old Town bungalows have a familiar problem: a finished upper floor under the roof with little or no ductwork reaching it. In July it is the hottest room in the house. A ductless head upstairs fixes that without opening plaster, and the line set can follow a closet or the back wall. The cottages near the river often have no central air at all, and a single-zone system is a modest first step.
On the bluffs, the Wild Ridge houses were built into a slope, with walkout lower levels and long duct runs from one furnace. The far end of a run is where comfort fails. Ductless heads can serve a walkout den or a bedroom wing without stretching the existing ducts. A multi-zone outdoor unit keeps the exterior clean on a house that people see from the street.
Updated November 10, 2026
Our $4,200–$12,500 installed price comes as a written flat-rate quote, with a 2-year labor warranty on top of the manufacturer's parts warranty. An Old Town bungalow's hot upper floor takes one head along a closet, while a Wild Ridge home with a cold lower level adds more. Compare central AC vs ductless costs.
Xcel's current rebate list includes condensing gas furnaces, gas boilers, central air and heat pumps. Ask whether the rebate needs a registered contractor. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.
Yes. One outdoor unit and one indoor head is a modest first step for a cottage that has never had central air, and it cools the main living space on its own control. If you expect to add a room later, we can start with a multi-zone outdoor unit so a second head can join it. The written quote lists exactly what is included.
It can be, for the rooms the furnace reaches poorly. Walkout levels and far bedroom wings often lag behind the rest of the house, and a head or two evens things out without a second furnace. If most of the house is uncomfortable, a second ducted zone may be a better answer, and we price both.
HSPF2 is a seasonal average; COP is efficiency at one temperature. For a Minnesota winter, compare capacity and COP at 5°F. Our heat pumps run $7,500–$14,500.
Read the guideWhy one room in a Minnesota house stays too hot or too cold, a symptom-to-fix table, and the order to check registers, returns, filter, dampers and ducts.
Read the guideCentral AC ($5,200–$9,800) or ductless ($4,200–$12,500)? Which costs less to install in Minnesota depends on your ducts, with national ranges and close calls.
Read the guideHeat out? AC quit? Call or send a request.