Furnace Replacement Cost in Minnesota (2026)
A new furnace installed in Minnesota runs $4,500–$9,500 with us: 80% vs 96–98% AFUE prices, what moves a quote, and rebates now that 25C has ended.
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Furnace Replacement in Big Lake, MN
Big Lake homeowners pay $4,500–$9,500 installed for a new furnace with us: roughly $4,500–$6,000 for 80% AFUE and $6,500–$9,500 for a 96–98% condensing model. Gas in Big Lake can come from Xcel Energy or CenterPoint Energy, so we check your bill to see whose furnace rebate applies.
Furnace replacement calls in Big Lake homes
Big Lake's subdivision homes, built as the city became a commuter town, now need their first or second furnace, and those replacements are ordinary basement swaps with PVC already in place. The lake homes need more thought. A converted cabin that has been re-insulated, re-windowed and added onto has a heat load nobody has measured, and its furnace may be sized for the original cottage or for a guess. A Manual J sorts that out before we pick equipment. When the furnace lives in a crawlspace, a horizontal model on a platform, with its condensate line protected from freezing, is usually the fit.
On the gas side, CenterPoint Energy lets you use the dealer of your choice for its furnace rebate, while Xcel Energy's furnace rebate page directs customers to its participating contractors, so the utility on your bill matters. Propane homes beyond the mains get the same furnaces set up for LP.
Updated September 23, 2026
How much does a new furnace cost in Big Lake?
An installed furnace from us runs about $4,500–$9,500 in Big Lake: 80% AFUE roughly $4,500–$6,000, 96–98% AFUE roughly $6,500–$9,500. Same prices in Big Lake as in every town we serve. See the furnace replacement cost guide.
Are there rebates for a new furnace in Big Lake?
Big Lake has more utility combinations than most towns, so start with your bills. Gas may come from CenterPoint Energy, whose heating system rebates let you use any dealer, or from Xcel Energy, whose gas furnace rebate points to a participating contractor. Most of the city buys power from Xcel, where heat pump and AC rebates follow Xcel's contractor rules. Parts of Big Lake Township are on Elk River Municipal Utilities, which lists rebates for central and ductless heat pumps, cold-climate models and central AC, with a registered quality-installation contractor required. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.
Signs it's time to replace your furnace
- A cracked heat exchanger on a furnace that's out of warranty
- The furnace is 20-plus years old and needs another major repair
- Rooms far from the furnace never warm up on sub-zero nights
- Gas bills climbing while your thermostat settings haven't changed
- Repair calls two or more winters in a row
- A burner roar or blower noise you can hear across the house
- Replacement parts for your model are getting hard to find
More detail on our furnace installation page.
Furnace replacement in Big Lake: questions
Should our converted Big Lake cabin keep a furnace, or switch to something else?
If the ducts are sound or can be sealed and insulated, a new furnace is usually the most straightforward heat for a year-round cabin. If the ducts run through a wet crawlspace or don't reach the additions, a cold-climate heat pump system, ducted or ductless, with a small furnace or electric backup can work better. We look at the crawlspace, insulation and floor plan before recommending either. Furnaces run $4,500–$9,500 installed with us.
Part of Big Lake Township is on Elk River Municipal Utilities. Does that affect a furnace replacement?
Not the furnace rebate, which comes from your gas utility. It matters if you're weighing a heat pump alongside the furnace, since electric programs come from Elk River Municipal Utilities for those addresses and from Xcel Energy in the city. Ask your electric utility what it offers for heat pumps this year and whether a registered contractor is required. We size the furnace and heat pump together when you want dual fuel.
More in Big Lake
- Furnace repair in Big Lake
- AC repair in Big Lake
- AC replacement in Big Lake
- All HVAC service in Big Lake
Furnace replacement near Big Lake
- Monticello, MN 3 mi
- Otsego, MN 8 mi
- Becker, MN 8 mi
- Albertville, MN 8 mi
- Elk River, MN 9 mi
- Saint Michael, MN 9 mi
Brands we install and service
Guides on furnace replacement
What Does a Furnace Pressure Switch Do, and Why Does It Keep Tripping?
A furnace pressure switch proves the inducer is venting exhaust before the gas can open. Why it trips in a Minnesota winter, what you can check, and the cost.
Read the guideFrozen Condensate Line on a High-Efficiency Furnace
Furnace quit in a cold snap and the drain line froze? How it trips the pressure switch, how to thaw it safely, and fixes that keep it from freezing again.
Read the guideContact Us
Furnace replacement in Big Lake? Call or send a request.