Furnace Replacement Cost in Minnesota (2026)
A new furnace installed in Minnesota runs $4,500–$9,500 with us: 80% vs 96–98% AFUE prices, what moves a quote, and rebates now that 25C has ended.
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On an east Bloomington rambler, the usual furnace job swaps an 80% unit on the chimney for a 96% model with PVC out the side wall. Installed prices with us run $4,500–$9,500: roughly $4,500–$6,000 for 80% AFUE and $6,500–$9,500 for 96–98%, with a written flat-rate quote and Manual J sizing.
East Bloomington furnace replacements tend to happen in the same corner of the same basement: a postwar rambler where the furnace sits beside the water heater and the washer. When an 80% furnace comes out, the new 96% model vents through PVC out the rim joist, and we plan the route around basement windows, the gas meter and the side-yard clearance, keeping the termination above the snow line. The water heater stays in the chimney alone and usually needs a liner.
West Bloomington's split-levels and walkouts are about airflow more than venting. Floors that heat and cool differently call for a two-stage or modulating furnace with a variable-speed blower, and sometimes zoning. CenterPoint Energy rebates qualifying high-efficiency furnaces here, and the equipment has to be AHRI- or ENERGY STAR-listed with a verified AFUE, which we confirm before ordering.
Updated September 23, 2026
An installed furnace from us runs about $4,500–$9,500 in Bloomington: 80% AFUE roughly $4,500–$6,000, 96–98% AFUE roughly $6,500–$9,500. Same prices in Bloomington as in every town we serve. See the furnace replacement cost guide.
Bloomington has one utility on each bill: CenterPoint Energy for gas and Xcel Energy for electricity. CenterPoint's heating rebates cover high-efficiency furnaces and boilers and let you choose your own dealer, and it pays toward a ducted heat pump when the heat pump is paired with a gas furnace. Xcel's heat pump and central AC rebates are handled through its Trade Partner Network, so ask whether the rebate needs a registered contractor. Xcel's AC Rewards and Saver's Switch programs trade bill savings for cycling your AC on peak days. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.

More detail on our furnace installation page.
Often it's worth pricing. A walkout lower level set into the hill stays cool while the main floor and bedrooms take the sun, so one thermostat is always wrong somewhere. Zoning adds motorized dampers and a thermostat per zone, and it pairs best with a two-stage or modulating furnace. HomeGuide puts a two- or three-zone retrofit at $1,700–$3,500 nationally. Adding it during the furnace swap saves reopening the ductwork later.
Usually not in a one-story rambler with an open basement. A modulating furnace adjusts its flame in small steps and runs almost continuously, which pays off most in houses with uneven floors or long duct runs. In a compact rambler, a two-stage 96% furnace delivers most of that comfort for less. The larger west-side split-levels and walkouts are where modulation earns its cost. Our 96–98% furnaces run roughly $6,500–$9,500 installed, with modulating models toward the top.
A new furnace installed in Minnesota runs $4,500–$9,500 with us: 80% vs 96–98% AFUE prices, what moves a quote, and rebates now that 25C has ended.
Read the guideFurnace quit in a cold snap? How to tell if the PVC intake or exhaust is iced or drifted shut, clear it without cracking the pipe, and keep it from recurring.
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Read the guideFurnace replacement in Bloomington? Call or send a request.