HSPF2 and COP: Heat Pump Ratings for Minnesota Winters
HSPF2 is a seasonal average; COP is efficiency at one temperature. For a Minnesota winter, compare capacity and COP at 5°F. Our heat pumps run $7,500–$14,500.
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Central Minnesota Heating and Cooling repairs and replaces furnaces, ACs, heat pumps and boilers in Richfield (Hennepin County), about 7 miles from downtown Minneapolis.
Richfield is about as postwar as a suburb gets, with most houses dating from the 1940s and 50s on narrow lots.
Updated October 21, 2026 · By Eric Brown, owner, Central Minnesota Heating and Cooling

Around town: Wood Lake Nature Center · Veterans Memorial Park · Best Buy headquarters · Penn Avenue · Interstate 494
Book in RichfieldRichfield grew from under 4,000 people in 1940 to more than 42,000 by 1960, and most of its roughly 10,000 single-family houses went up in the 1950s as farmland was sold to build homes for returning veterans. About 5,000 apartments followed in the 1960s and early 1970s. Houses of that vintage are small and simple: a basement furnace, a trunk duct down the middle, short runs to each room, and no central air until someone added it.
Many have been remodeled since, and some replaced outright; the city's Richfield Rediscovered program has encouraged turning small postwar houses into larger ones. An addition or a new second story changes the heating and cooling load in a hurry. A furnace sized for the original one-story house can come up short once the floor area doubles, and ducts that never reached the new space need extending, or the addition needs its own system.
The upstairs rooms of a Richfield story-and-a-half are the hard ones in January. They sit under the roof with knee walls on either side, and the space behind those knee walls is often barely insulated, so the rooms lose heat on three sides. One small supply, if there is one, can't keep up below zero. Air sealing and insulating the knee-wall attic usually does more than a bigger furnace, and any duct running through that cold space should be sealed and wrapped.
The airport noise program added central air to many Richfield houses near the flight paths, which lets owners keep windows shut against jet noise, and in those houses the AC tends to carry the whole summer. That makes a clean coil and a correctly set blower speed more important here. Lots are narrow, so the condenser often sits a short distance from a neighbor's bedroom window. A two-stage or variable-speed condenser is quieter at low speed, which neighbors notice on a July night.
Richfield is CenterPoint Energy gas territory and Xcel Energy electric territory. CenterPoint's furnace and boiler rebates let you pick your own dealer, with the application filed in the same calendar year as the install. For Xcel's AC and heat pump rebates, ask whether a registered contractor is required. If an addition or remodel is part of the plan, the city offers Richfield homeowners a free Remodeling Advisor visit through the Center for Energy and Environment, which can help sequence the work.
Rebate programs change every year; check the utility's current terms before you buy. Our guides: Xcel and CenterPoint rebates, heat pump rebates, what happened to the federal credits.
Central Minnesota Heating and Cooling, owned by Eric Brown and in business since 2009, serves Richfield and nearby towns in Hennepin County, about 7 miles from downtown Minneapolis. We're open 7 days, 7am–9pm, and no-heat calls get priority. Call 612-429-3465.
An HVAC service call in Richfield is a flat $79 trip charge, waived when you approve the repair. You get a written price before any work. Installed prices are on our pricing page.
If the work was done in the 1990s or 2000s, those systems are now 20 to 30 years old, and R-22 has not been produced since 2020, so a leak repair on one rarely makes sense. Replacing is usually the better move, and a Manual J load calculation often lands on a smaller system than the one you have. If you are weighing a heat pump, see heat pump replacement in Richfield.
Partly. Frost and condensation mean indoor humidity is too high for the outdoor temperature. In Minnesota cold, keep relative humidity around 25–35% and lower in deep cold, so turn a furnace humidifier down as it gets colder. A tight house also traps moisture from cooking and showers, and an HRV or ERV brings in fresh air while exhausting stale, damp air.
Probably not without changes. A second story can nearly double the floor area, and a furnace sized for the original house will run constantly or fall short. Plan the HVAC with the designer before framing: a Manual J for the finished house, a route for supply and return ducts up through the walls, or a separate system for the new floor. Retrofitting ducts after the drywall goes up costs far more.
A two-stage or variable-speed condenser runs at low speed most of the time, which is much quieter than a single-stage unit starting and stopping at full output. Placement helps too: on a narrow lot, a side with more setback and no hard wall to bounce sound is better, while keeping the clearance the maker requires for airflow. Boxing the unit in tightly makes it run harder and louder.
HSPF2 is a seasonal average; COP is efficiency at one temperature. For a Minnesota winter, compare capacity and COP at 5°F. Our heat pumps run $7,500–$14,500.
Read the guideHomeGuide puts a gas boiler replacement at $4,000–$9,000. Minnesota factors: cast iron vs condensing vs combi, steam vs hot water, venting and radiators.
Read the guideMost gas furnaces last 15–20 years, per Carrier and Lennox. See why Minnesota winters add wear, the end-of-life signs and our $4,500–$9,500 replacement range.
Read the guideBrands we service in Richfield: Carrier · Trane · Lennox · Goodman · Rheem · Mitsubishi Electric · Daikin · American Standard · Navien · Weil-McLain · and every other major brand
Heat out in Richfield? Call or send a request.