96% vs 98% AFUE Furnace: Is the Upgrade Worth It in Minnesota?
What AFUE measures, the gas math from 80% to 96% to 98% using your own bill, and what a 98% furnace really buys you in a cold Minnesota house.
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Furnace Replacement in Roseville, MN
A furnace replacement in Roseville costs $4,500–$9,500 installed with us, with 80% AFUE units around $4,500–$6,000 and 96–98% condensing units around $6,500–$9,500. Xcel Energy supplies gas across the city and runs rebates on high-efficiency gas furnaces. Quotes are written, flat-rate and sized with a Manual J.
Furnace replacement calls in Roseville homes
A 96–98% furnace often solves the finished-basement problem in a Roseville rambler, because it's sealed combustion: it takes its air from outside through PVC and no longer depends on the furnace room's door. The tricky part is getting two PVC pipes and a condensate drain out of a finished basement without tearing into ceilings, which usually means the shortest route to a rim joist and a termination that clears the snow and the nearest window. Once the furnace leaves the old chimney, the water heater in it needs a liner or a power-vent model.
Sizing deserves attention too. Many of these houses have added insulation and windows since the 1950s, and the furnaces that replaced the originals were often sized to match them rather than the house as it is now. A Manual J usually lands smaller. Xcel's rebates on high-efficiency gas furnaces are one option, though some Xcel measures need a participating contractor, so check. Permitting with the city is part of the price.
Updated September 23, 2026
How much does a new furnace cost in Roseville?
An installed furnace from us runs about $4,500–$9,500 in Roseville: 80% AFUE roughly $4,500–$6,000, 96–98% AFUE roughly $6,500–$9,500. Same prices in Roseville as in every town we serve. See the furnace replacement cost guide. For what drives a quote locally, see HVAC cost in Roseville.
Are there rebates for a new furnace in Roseville?
Xcel Energy supplies Roseville's gas and electricity, so a furnace, AC or heat pump project runs through one utility's programs. For the dual-fuel setups that suit many Roseville ramblers, Xcel lists rebates for standard and cold-climate air-source heat pumps and a bonus when insulation work comes before the heat pump. Its heat pump rebates are paid through Trade Partner Network contractors, so ask about that before you sign. Gas furnace rebates are a separate Xcel program with their own requirements. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.
Signs it's time to replace your furnace
- A cracked heat exchanger on a furnace that's out of warranty
- The furnace is 20-plus years old and needs another major repair
- Rooms far from the furnace never warm up on sub-zero nights
- Gas bills climbing while your thermostat settings haven't changed
- Repair calls two or more winters in a row
- A burner roar or blower noise you can hear across the house
- Replacement parts for your model are getting hard to find
More detail on our furnace installation page.
Furnace replacement in Roseville: questions
Our Roseville basement is finished. How does PVC venting get out without tearing up the ceiling?
We look for the shortest path from the furnace room to an outside wall, usually straight through the rim joist above the foundation. If the furnace room isn't on an outside wall, the pipes can run in a boxed soffit along an unfinished edge or through a closet. The condensate drain goes to a floor drain or a pump. We plan the route during the quote visit, so the price already includes any patching.
Does Xcel's furnace rebate in Roseville need a particular contractor?
It can. Xcel Energy's heating equipment rebate page points homeowners to participating contractors, and Xcel's rebate sheet marks some measures as requiring an Xcel-registered contractor. We don't claim that status, so check the current rules for the furnace you're buying before you count on the rebate. The old federal 25C tax credit ended for equipment placed in service after December 31, 2025, so it's no longer part of the math.
More in Roseville
- Furnace repair in Roseville
- AC repair in Roseville
- AC replacement in Roseville
- Heat pumps in Roseville
- Mini-splits in Roseville
- Boiler service in Roseville
- Tune-ups in Roseville
- HVAC cost in Roseville
- All HVAC service in Roseville
Furnace replacement near Roseville
- Falcon Heights, MN 1 mi
- St. Anthony, MN 3 mi
- Little Canada, MN 4 mi
- Arden Hills, MN 5 mi
- New Brighton, MN 5 mi
- Saint Paul, MN 5 mi
Brands we install and service
Guides on furnace replacement
The Quietest Furnaces for Minnesota Homes, and Why the Ducts Matter as Much
The quietest gas furnaces from Lennox, Carrier and Trane, the features that really cut noise, and the duct fixes that quiet any furnace in a Minnesota home.
Read the guideFrozen Furnace Vent Pipe? How to Clear It Safely in a Minnesota Winter
Furnace quit in a cold snap? How to tell if the PVC intake or exhaust is iced or drifted shut, clear it without cracking the pipe, and keep it from recurring.
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Furnace replacement in Roseville? Call or send a request.