Furnace Replacement Cost in Minnesota (2026)
A new furnace installed in Minnesota runs $4,500–$9,500 with us: 80% vs 96–98% AFUE prices, what moves a quote, and rebates now that 25C has ended.
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Furnace Replacement in Ham Lake, MN
Budget $4,500–$9,500 installed for a new furnace in Ham Lake: roughly $4,500–$6,000 for 80% AFUE and $6,500–$9,500 for 96–98%. We size it with a Manual J and write a flat-rate quote. On propane, a 96–98% model cuts more fuel cost per season than it would on natural gas.
Furnace replacement calls in Ham Lake homes
Every Ham Lake furnace quote starts with the fuel question. Where natural gas reaches the street, the utility is CenterPoint Energy or Xcel Energy depending on location, and each has its own high-efficiency furnace rebate; CenterPoint's lets you choose the dealer, while some of Xcel's call for a participating contractor. Where it doesn't, the furnace runs on propane, and it gets its LP kit set up and the gas pressure checked at startup.
Venting needs extra care on open lots. PVC terminations should go on the side of the house least exposed to drifting snow, high enough to clear what piles up there, and away from windows and the meter. Condensate lines stay out of unheated garages. Many homeowners here pair the new furnace with a cold-climate heat pump, since Connexus Energy, Ham Lake's electric utility, lists rebates for air-source heat pumps and runs a reduced-rate dual-fuel program. The mechanical permit is pulled as part of the job.
Updated September 23, 2026
How much does a new furnace cost in Ham Lake?
An installed furnace from us runs about $4,500–$9,500 in Ham Lake: 80% AFUE roughly $4,500–$6,000, 96–98% AFUE roughly $6,500–$9,500. Same prices in Ham Lake as in every town we serve. See the furnace replacement cost guide.
Are there rebates for a new furnace in Ham Lake?
Ham Lake is on Connexus Energy for electricity, which matters most for propane homes. Connexus offers rebates on air-source, ductless and ground-source heat pumps and on central air, and a reduced-rate program for heat pumps paired with a furnace; ask whether the air-source rebate needs a registered contractor. Where natural gas is available, the supplier is CenterPoint Energy or Xcel Energy depending on the street. CenterPoint's furnace rebates work with any dealer, and Xcel runs its own heating equipment rebates. Rebate programs change every year, so check the utility's current terms before you buy.
Our guides: Xcel and CenterPoint rebates, heat pump rebates.
Signs it's time to replace your furnace
- A cracked heat exchanger on a furnace that's out of warranty
- The furnace is 20-plus years old and needs another major repair
- Rooms far from the furnace never warm up on sub-zero nights
- Gas bills climbing while your thermostat settings haven't changed
- Repair calls two or more winters in a row
- A burner roar or blower noise you can hear across the house
- Replacement parts for your model are getting hard to find
More detail on our furnace installation page.
Furnace replacement in Ham Lake: questions
Our Ham Lake house sits on an open lot. Does that change the furnace size?
It can nudge it. A Manual J accounts for air leakage, and a house exposed to wind on all sides leaks more cold air in than one sheltered by neighbors and trees. That's figured into the load along with insulation, windows and the house's orientation. It rarely justifies a much bigger furnace, and sealing the worst leaks usually does more. We run the numbers rather than matching the old nameplate.
Our Ham Lake house has a heat pump with a propane furnace. Do both get replaced together?
Only if both are due. If the heat pump is young, we replace the furnace and make sure the new one works with the existing dual-fuel controls and the heat pump's coil. If both are aging, replacing them together lets us match the blower, coil and outdoor unit as one system and set the changeover temperature for your propane price. We'll price it both ways.
More in Ham Lake
- Furnace repair in Ham Lake
- AC repair in Ham Lake
- AC replacement in Ham Lake
- All HVAC service in Ham Lake
Furnace replacement near Ham Lake
- Andover, MN 2 mi
- Blaine, MN 6 mi
- Oak Grove, MN 7 mi
- Anoka, MN 8 mi
- East Bethel, MN 8 mi
- Columbus, MN 8 mi
Brands we install and service
Guides on furnace replacement
Frozen Furnace Vent Pipe? How to Clear It Safely in a Minnesota Winter
Furnace quit in a cold snap? How to tell if the PVC intake or exhaust is iced or drifted shut, clear it without cracking the pipe, and keep it from recurring.
Read the guideBest Furnace Brands for Minnesota Winters (2026)
Furnace brands for a Minnesota winter by tier: Carrier, Trane, Lennox, Rheem, Goodman and Amana lines, plus what matters more at -20°F than the badge.
Read the guideContact Us
Furnace replacement in Ham Lake? Call or send a request.